Merrill lynch internship reddit

Merrill Lynch Summer Intern Reviews Updated Dec 1, 2022 Find Reviews Clear All English Filter Found 47 of over 5K reviews Sort Popular Popular COVID-19 Related Highest Rating Lowest Rating Most Recent Oldest First 3.6 ★★★★★ 51 % Recommend to a Friend 99 % Approve of CEO Brian T. Moynihan 18 Ratings What people are saying about Merrill LynchMerrill Lynch Intern Salaries 8,796 salaries (for 1,225 job titles) Updated 12/15/2022 How much do Merrill Lynch employees make? Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips. new 22 rifles for 2022 22081569 Merrill Financial Solutions Advisor (ADP) - Albuquerque, Las Cruces, Santa Fe, Roswell & Hobbs, NM and El Paso, TX Merrill Wealth Management Client Relationship & Advisor; Customer Service; Investment & Trading 1st shift Travel: Yes, 5% of the time Posted 01/13/2023 Multiple LocationsMerrill Lynch internship programs are offered to potential students so that they can gain an introduction of the banking world. Paid summer and other internships are offered by Merrill Lynch according to the well-structured program provided by the Bank of America. Summer internships last typically for nine weeks. Merrill Lynch Internship Benefits plex preferences xml empty View community ranking In the Top 1% of largest communities on Reddit. Bank of America / Merrill Lynch serves as Clearing & Prime Broker of Citadel Securities' net derivatives, PG 11 Citadel Securities 2020 & 2021 Financial Report (Thanks to gfountyyc & Ignitus1 who 1st pointed it out) ... Merrill Edge PCO-ed GME on January 28, 2021 & Congress ...Jan 24, 2023 · Merrill has targeted San Francisco and its wealthy suburbs as a key growth area where it is looking to hire veteran brokers to help grow its market share. In November, it hired Nandi Gunningh, who ... discontinued ceramic tile outlet Application. I applied online. The process took 1 week. I interviewed at Merrill Lynch (Wellesley, MA) in Mar 2021. Interview. I had a 15-20 minute facetime interview to talk more in-depth about what was on my resume. Behavior style is very laid back with three current employees on the team. Interview Questions.Fees Under Merrill Lynch Wealth Management. Merrill Lynch charges a program fee for the Merrill Lynch Investment Advisory Program that consists of a Merrill Lynch Fee Rate and a Style Manager Expense Rate. The maximum rates charged for the Merrill Lynch Fee Rate are 2.20% of AUM for accounts below $5 million and 2.00% of is 1.75%.With Merrill, the bull always has your back. And with a plan tailored to your life, driven by world-class insights and personalized guidance, we'll help you charge toward your goals. Get started Outlook 2023: Back (to the new) future Experts discuss inflation, interest rates, the markets — and the possibility of a more promising market environment. avana on mainView community ranking In the Top 1% of largest communities on Reddit *Bank of America / Merrill Lynch serves as Clearing & Prime Broker of Citadel Securities' net derivatives, PG 11 Citadel Securities 2020 & 2021 Financial Report (Thanks to gfountyyc & Ignitus1 who 1st pointed it out) (*typo) roadie bio examples I started my financial journey in March of 2020 as an intern at Merrill Lynch in Bloomfield Hills, Michigan. I spent 3 days in the actual office before everyone was sent home due to the Covid-19 ...Dec 12, 2022 - Wealth Management Intern. Recommend. CEO Approval. Business Outlook. Pros. Merrill Lynch is a good company in investment. Cons. No cons for Merrill Lynch. Be the first to find this review helpful.This paper talks about the disaster recovery plan of one of the world’s largest financial organizations, Merrill Lynch, widely known as Bank of America. It is very important for BOA to make sure that the clients and the customers get product and services 24/7. High data availability is very crucial for such organizations.Our 10-week internship is designed to provide interns a foundation in understanding the financial services industry, the Merrill Lynch business and our financial advisor career paths. You will gain exposure to key aspects of wealth management, including investments, relationship building, digital capabilities and client support.The process took 3 days. I interviewed at Merrill Lynch in Oct 2011. Interview. I interviewed with two people. They asked me basic questions about my …2022/11/30 ... I am currently a Junior set to graduate in May 2024 *have had no prior Internships*. I have recently received a WM summer analyst Internship ... declawed cats for adoption chicago I interviewed at Merrill Lynch in Jul 2020. Interview. It was a 4 step process that took approximately 3 months due to COVID. First two steps were phone interviews and then a one person face to face interview and finally it was a panel of 3 that interview you. You also are required to prepare a client acquisition plan.Starting an internship tomorrow as a wealth management advisory intern at Merrill Lynch. Any advice? Related Topics Finance Business, Economics, and Finance comments sorted by Best Top New Controversial Q&A Add a Comment alandizzle • Additional comment actions yep, work your ass off. Reply thethundercunt • Additional comment actionsOur Summer Associate program is designed to offer you a broad and exciting experience of work as a full time Investment Banking associate. During the summer you will be placed within one of our industry, country or product coverage teams. Your training and development is our top priority with extensive formal training offered at the start of ... singing machine wifi karaoke pedestal costco review Merrill Lynch Internship Hello, I'm a rising sophomore now, and want to get into investment banking. A Merrill Lynch asset manager offered to me a little bit ago to send my resume around and see if he can get me an internship there. Would that be a good first step into finance? It'd be for the summer after my sophomore year.Global Markets COO Intern en Bank of America Merrill Lynch | CFA Level III Candidate Tlalpan, Ciudad de México, México. 136 seguidores ...Hirevue interview questions, followed by a 1-on-1 video interview on Prime Brokerage. Mix of competency and technical questions. - Intern - Bank of America Merrill Lynch young blonde escorts Merrill Lynch internship programs are offered to potential students so that they can gain an introduction of the banking world. Paid summer and other internships are offered by Merrill Lynch according to the well-structured program provided by the Bank of America. Summer internships last typically for nine weeks. Merrill Lynch Internship BenefitsSlavery in the City: Death of 21-year-old intern Moritz Erhardt at Merrill Lynch sparks furore over long hours and macho culture at banks. Young German worked until 6am for three consecutive days ...Merrill Lynch Wealth Management received the 2021 Digital Wealth Management Impact Innovation award from Aite Group for Digital Client Engagement regarding their new Client Engagement Workstation. 16 2021 Money Management Institute's Digital Innovation Award Published on November 11, 2021. Rankings based on data as of October 2020. v2rayse 💵Smart Money w/ Sebastian playlist💰: https://www.youtube.com/watch?v=l8HaVY26UMA&list=PLcoteivfbl08_hxu4DV8XbFkJQq1rqdgz👨‍💼Investment Banking playlist ...I interviewed at Merrill Lynch. Interview. Two steps. Straight forward butt they will let people without negotiating power interview you and they will lie about what is …Analyst at Bank of America Merrill Lynch or Senior Associate at BNP Paribas? I currently work at Bank of America, although I work from India and am in the support role of an international process, I have built a good rapport with the onshore US. I am an analyst currently with ~2 years of work experience and ~1 year of work experience in the role. montclair zillow After the company's 2009 acquisition of Merrill Lynch, Bank of America has become become one of the world's leading wealth managers with more than $2 trillion under management. Locations P O Box 90534 20th Floor Riyadh Saudi Arabia One Bryant Park 6th and 42nd New York, NY United States 100 N. Tryon St. Charlotte, NC 28255 United …Average salary for Merrill Lynch Summer Intern in Clinton Cors: US$33,120. Based on 10 salaries posted anonymously by Merrill Lynch Summer Intern employees in Clinton Cors.Merrill Lynch cooperated fully with the SEC's investigation and has engaged in extensive remediation, including by retaining an independent compliance consultant to review its compliance with the Customer Protection Rule. Merrill Lynch agreed to pay $57 million in disgorgement and interest plus a $358 million penalty, and publicly acknowledged ... 1112 king road moscow idaho tragedy Merrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp. Bank of America, N.A., MLLA and MLPF&S, a registered broker-dealer, registered investment adviser, and Member Securities Investor Protection Corporation (SIPC) Securities Investor Protection Corporation (SIPC) , are wholly owned subsidiaries of Bank of America Corporation ("BofA Corp."). Today's top 19 Merrill Lynch jobs in India. Leverage your professional network, and get hired. New Merrill Lynch jobs added daily. dmv title replacement A Complete Guide to Internships Internships can be a beneficial experience for people newly entering the professional world or even those seeking a career change. Internships can help you gain industry experience, build your resume and give you an idea of what it would be like to work in a certain position.Merrill Lynch Engaged Employer Overview 5.5K Reviews 1 Jobs 8.2K Salaries 1.2K Interviews 1.1K Benefits 25 Photos + Add a Review Merrill Lynch Reviews Updated Jan 20, 2023 Find Reviews Clear All Full-time, Part-time English Filter Found 4,716 of over 5K reviews Sort Popular Popular COVID-19 Related Highest Rating Lowest Rating Most Recent spotting 8 weeks pregnant babycenter 2020 - 2023. Achievement: - AY22/23 Semester 1: Top Student for CS4225/CS5425 Big Data Systems for Data Science. Teaching Assistant for: - AY22/23 Semester 1 (Aug - Dec 2022): CS2100 Computer Organisation Lab. - AY22/23 Semester 1 (Aug - Dec 2022): CS2102 Database Systems.Merrill Lynch Internship Hello, I’m a rising sophomore now, and want to get into investment banking. A Merrill Lynch asset manager offered to me a little bit ago to send my resume around and see if he can get me an internship there. Would that be a good first step into finance? It’d be for the summer after my sophomore year.Iguodala shadowed a venture capitalist and visited the New York Stock Exchange as part of a week-long internship with Bank of America Merrill Lynch arranged by his financial planner. If the ... cuckold milf View community ranking In the Top 1% of largest communities on Reddit *Bank of America / Merrill Lynch serves as Clearing & Prime Broker of Citadel Securities' net derivatives, PG 11 Citadel Securities 2020 & 2021 Financial Report (Thanks to gfountyyc & Ignitus1 who 1st pointed it out) (*typo)Average salary for Merrill Lynch Summer Intern in Clinton Cors: US$33,120. Based on 10 salaries posted anonymously by Merrill Lynch Summer Intern employees in Clinton Cors.To qualify companies have to be currently hiring interns and have at least 20 intern reviews posted on Glassdoor. 20. UBS Financial Services 3.7 out of 5 internship rating 2.4 out of 5...Research Analyst Interns are placed in a specific industry sector team for the duration of the internship. Interns will participate in group projects and presentations, offering the opportunity to learn not only from one’s own program assignment, but also benefit from the other summer intern experiences. matthew schmidt obituary Merrill Lynch Intern Salaries 8,796 salaries (for 1,225 job titles) Updated 12/15/2022 How much do Merrill Lynch employees make? Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips.View community ranking In the Top 1% of largest communities on Reddit *Bank of America / Merrill Lynch serves as Clearing & Prime Broker of Citadel Securities' net derivatives, PG 11 Citadel Securities 2020 & 2021 Financial Report (Thanks to gfountyyc & Ignitus1 who 1st pointed it out) (*typo)I interviewed at Merrill Lynch. Interview. Two steps. Straight forward butt they will let people without negotiating power interview you and they will lie about what is … national tree company wreath Private Equity 7%. KKR, Gryphon Investors. Investment Banking 29%. Bank of America Merrill Lynch, Jefferies, JP Morgan Chase. Startup 14%. Retool, Airwallex. Grad Student … suffolk county pistol permit yaphank Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation. Trust, fiduciary and investment management services, including assets managed by the Specialty Asset Management team, are provided by Bank of America, N.A., Member …33 Banking Internship jobs in Singapore (3 new) Get notified about new Banking Internship jobs in Singapore. Sign in to create job alert 33 Banking Internship Jobs in Singapore (3 new) 2023...Search Merrill lynch intern jobs. Get the right Merrill lynch intern job with company ratings & salaries. 6 open jobs for Merrill lynch intern. paint io unblocked 66 The following Merrill Lynch internship programs are offered: Summer Internships - This program starts in June and ends in August. Two types of internships are available in this program: Analyst Internships Associate Internships Off Cycle Internships This program lasts for 3-12 months depending on the nature of the internship Industrial placementsmuse dash custom song download ... what if mmsub telegramApplication. I applied online. The process took 1 week. I interviewed at Merrill Lynch (Wellesley, MA) in Mar 2021. Interview. I had a 15-20 minute facetime interview to talk more in-depth about what was on my resume. Behavior style is very laid back with three current employees on the team. Interview Questions.2022/12/05 ... I currently have an offer for a Wealth Management internship for Bank of America- Merrill Lynch. Im currently of junior standing and I'm not ...Application. I applied online. The process took 1 week. I interviewed at Merrill Lynch (Wellesley, MA) in Mar 2021. Interview. I had a 15-20 minute facetime interview to talk more in-depth about what was on my resume. Behavior style is very laid back with three current employees on the team. Interview Questions. tri cities tn craigslist cars 15 merrill lynch intern Jobs 4 Bank of America Wealth Management Summer Analyst Program - Merrill Wealth Management 2023 Boston, MA $74K - $121K (Glassdoor est.) 30d+ Candidates are required to be pursuing a Bachelor's degree from an accredited college or university with a graduation timeframe between December 2023 and June……Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), a registered broker-dealer and Member Securities Investor Protection Corporation (SIPC), and other subsidiaries of Bank of America Corporation. © Bank of America Corporation. All rights reserved. Close X carter motorsports 3 years ago Bank Of America Merrill Lynch Interview Good Afternoon all, My first time posting in this community as I am in need of some advice or insight into Bank Of America Merrill Lynch. For my interview I have to prepare a 10 minute presentation with a further 10 minutes of questions afterwards. The presentation should consist of 3 points;I have an interview with Merrill next week and looking for more insight on the program. It's a 3-year development program post-graduatation. If you're interviewing for a summer …First, I did an internship at Merrill Lynch DURING the school year. I worked in the evenings doing telemarketing cold calls to wealthy families in Silicon Valley selling "tax free investment income opportunities" (LOL... I still remember my phone script, I said it SO MANY times). 2022 nhl draft hfboards In July this year, he moved to London from his home town of Staufen near the Swiss border to take part in a summer internship with Bank of America Merrill Lynch that would pay him £6,000. It was ...Vice President salaries - 242 salaries reported. $164,753 / yr. Intern salaries - 164 salaries reported. $62,508 / yr. Financial Advisor Development Program (FADP) salaries - 156 salaries reported. $90,094 / yr. Financial Analyst salaries - 136 salaries reported. $79,025 / yr.After the company's 2009 acquisition of Merrill Lynch, Bank of America has become become one of the world's leading wealth managers with more than $2 trillion under management. Locations P O Box 90534 20th Floor Riyadh Saudi Arabia One Bryant Park 6th and 42nd New York, NY United States 100 N. Tryon St. Charlotte, NC 28255 United StatesMerrill Edge investment account. 4.71/5. Account Minimum. $0 ($1,000 Guided Investing; $20,000 Guided Investing with Advisor) Fees. 0% (0.45% to 0.85% for robo-advice and guided portfolios ... grinch costume for adultsSchwab Taxable Brokerage Account MF to Merrill Lynch ETF worth the cost? I started a taxable brokerage account through Schwab in 2018 for extra retirement money. At the time I was working as a W-2 contractor with no 401k options. Currently the account has $105k in it. $15k is in gains. It's all in target date index funds which I now know wasn ...Merrill currently has 2,000 existing trainees, who are expected to graduate in the next 12 to 18 months. The new program will graduate about 1,000 new advisors per year, but now, instead of a... 1st gen cummins performance parts Benefits OnLine | Login Benefits OnLine® Retirement and benefit services provided by Merrill Learn more about our firm's background on FINRA's BrokerCheck Online Access Guides for 401 (k) accounts and Equity Awards. Easy ways to jump-start your emergency fund Establish your safety net to make sure you're ready for whatever life throws at you. Today's top 19 Merrill Lynch jobs in India. Leverage your professional network, and get hired. New Merrill Lynch jobs added daily.Merrill Lynch offered me an unpaid internship at a regional office and I took it, eager to learn about the career path of a stock broker. But since it was ... craigslist used center console boats for sale near london 2019/08/02 ... Hello, I'm a rising sophomore now, and want to get into investment banking. A Merrill Lynch asset manager offered to me a little bit ago to ...Which is better Merrill Lynch or Fidelity. Overall, Fidelity is likely to be the cheapest broker, while Merrill combines modern banking tools with trading. As a result, Fidelity has lower fees and offers more learning tools. Winner: Fidelity offers a much better platform for investors when it comes to account fees, margin rates and commissions.An intern at Bank of America Merrill Lynch in the UK died of epilepsy, which could have been triggered by "working so hard", an inquest has heard. German-born Moritz Erhardt, 21, was found...Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. lifepoint health employee handbook Merrill Lynch Internship Hello, I’m a rising sophomore now, and want to get into investment banking. A Merrill Lynch asset manager offered to me a little bit ago to send my resume around and see if he can get me an internship there. Would that be a good first step into finance? It’d be for the summer after my sophomore year.View Bishop Jones' email address (b*****@ml***.com) and phone number. Bishop works at Merrill Lynch as Financial Advisor Intern. Bishop is based out of Charlotte Metro and works in the Financial Services industry.Merrill Lynch offered me an unpaid internship at a regional office and I took it, eager to learn about the career path of a stock broker. But since it was ...2022/02/11 ... These banks include Bank of America Merrill Lynch, Goldman Sachs, Barclays Capital, Credit Suisse, Deutsche Bank, JPMorgan Chase, Citigroup, ... putnam county fair hours This paper talks about the disaster recovery plan of one of the world’s largest financial organizations, Merrill Lynch, widely known as Bank of America. It is very important for BOA to make sure that the clients and the customers get product and services 24/7. High data availability is very crucial for such organizations.Today’s top 19 Merrill Lynch jobs in India. Leverage your professional network, and get hired. New Merrill Lynch jobs added daily.Merrill Lynch Intern Salaries 8,796 salaries (for 1,225 job titles) Updated 12/15/2022 How much do Merrill Lynch employees make? Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips.After the company's 2009 acquisition of Merrill Lynch, Bank of America has become become one of the world's leading wealth managers with more than $2 trillion under management. Locations P O Box 90534 20th Floor Riyadh Saudi Arabia One Bryant Park 6th and 42nd New York, NY United States 100 N. Tryon St. Charlotte, NC 28255 United States dallas jesuit schedule fidelity retirement calculator 2022/02/11 ... These banks include Bank of America Merrill Lynch, Goldman Sachs, Barclays Capital, Credit Suisse, Deutsche Bank, JPMorgan Chase, Citigroup, ...It's a 3-year development program post-graduatation. If you're interviewing for a summer analyst position, you would complete the SA, (most likely) receive a return offer, and then enter the program. It's a lot of tests, training, shadowing, and exposure to the different teams/functions within ML.Summer internship Entry level . Analyst ... Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), a registered broker-dealer and Member Securities Investor Protection Corporation (SIPC), and other subsidiaries of Bank of America Corporation. ... my privia athena health With Merrill, the bull always has your back. And with a plan tailored to your life, driven by world-class insights and personalized guidance, we'll help you charge toward your goals. Get started Outlook 2023: Back (to the new) future Experts discuss inflation, interest rates, the markets — and the possibility of a more promising market environment.Summer internship Entry level . Analyst ... Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), a … chord tone soloing for jazz guitar pdf Dec 12, 2022 - Wealth Management Intern. Recommend. CEO Approval. Business Outlook. Pros. Merrill Lynch is a good company in investment. Cons. No cons for Merrill Lynch. Be the first to find this review helpful.Delivering Market Insights to All. The Research Line of Business at Bank of America Merrill Lynch consistently ranks as the best research group in the world (1).The quality and accuracy of the groups Research reports is superb and only J.P Morgan comes close to providing services that are equal or superior to what Bank of America Merrill Lynch …Application. I interviewed at Merrill Lynch. Interview. Speak with the HR first then if you qualify, the HR will connect you with the advisor for next round interview. Second round is one on one with the advisor and he will tell you about his expectations. Interview Questions. Walk me through your resume.For analysis simplicity, let's assume that you were on a conservative side, never picked individual stocks, and always made your investments to S&P500 [2]. For investment amount, consider that you started with investing $10K in 1993 and increased your investments by 5% for every subsequent year. inclement emerald documentation After the company's 2009 acquisition of Merrill Lynch, Bank of America has become become one of the world's leading wealth managers with more than $2 trillion under management. Locations P O Box 90534 20th Floor Riyadh Saudi Arabia One Bryant Park 6th and 42nd New York, NY United States 100 N. Tryon St. Charlotte, NC 28255 United …View community ranking In the Top 1% of largest communities on Reddit *Bank of America / Merrill Lynch serves as Clearing & Prime Broker of Citadel Securities' net derivatives, PG 11 Citadel Securities 2020 & 2021 Financial Report (Thanks to gfountyyc & Ignitus1 who 1st pointed it out) (*typo)Vice President salaries - 242 salaries reported. $164,753 / yr. Intern salaries - 164 salaries reported. $62,508 / yr. Financial Advisor Development Program (FADP) salaries - 156 salaries reported. $90,094 / yr. Financial Analyst salaries - 136 salaries reported. $79,025 / yr.Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of ... oldsmobile starfire restoration parts catalog Benefits OnLine | Login Benefits OnLine® Retirement and benefit services provided by Merrill Learn more about our firm's background on FINRA's BrokerCheck Online Access Guides for 401 (k) accounts and Equity Awards. Easy ways to jump-start your emergency fund Establish your safety net to make sure you're ready for whatever life throws at you. Merrill Lynch Intern Salaries 8,796 salaries (for 1,225 job titles) Updated 12/15/2022 How much do Merrill Lynch employees make? Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips.Our Summer Associate program is designed to offer you a broad and exciting experience of work as a full time Investment Banking associate. During the summer you will be placed within one of our industry, country or product coverage teams. Your training and development is our top priority with extensive formal training offered at the start of ...Average salaries for Merrill Lynch General Wealth Management Intern: [salary]. Merrill Lynch salary trends based on salaries posted anonymously by Merrill Lynch employees. used ping g425 irons for sale I'm confused after looking at the GMAPS link though... that shows address as 411 1st Ave S, but the other links and my search for Merrill Place gave the 97 S Jackson address. Edit: Adding. The 97 S Jackson St address is listed as residential, so either the 411 1st Ave address is a business Merrill Place or they've registered businesses out of a ... liftmaster garage door opener not working with new battery I do get paralyzed but I'm happy in the case of Merrill Lynch. I just didn't get good vibes from those pretentious suits since the pressure to sign in with the was so overwhelming. I feel a setup like the one you mentioned would put me more at ease. Smithers1945 • 6 yr. ago As you should be since we're talking about your life savings. asus ac1900 slow speed I have recently received a WM summer analyst Internship offer from Merrill Lynch. I have been reading countless threads saying WM is pretty much a sales role involving cold calling and client facing role with little to no technical experience along the way. Some even go to say it looks bad on resume.Intern jobs 48,214 open jobs Trader jobs ... “Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of …The 21-year-old Merrill Lynch intern's death has drawn attention to the punishing, competitive city environment By Natasha Lennard Published August 20, 2013 8:10PM (EDT) City of London... etg calculator accuracy